Renting out your property can be a highly profitable and rewarding experience but securing a perfect tenant and welcoming them through the door is often just the start of a landlord’s responsibilities (and worries).
It is important to have Buildings and Contents Insurance to protect your investment; especially when relying on the rental income to pay a mortgage.
Through our partnership with the Lettings Hub, we can ensure your building and contents is adequately protected against any issues or damages that may arise. This includes buildings insurance cover up to £500,000, free contents cover (when taken out with buildings), property owner's and employer's liability, malicious damage and loss of rent or temporary accommodation costs if your tenant has to move out while the property is being repaired.
Landlords Building and Contents Insurance Features
|Buildings insurance cover||Select up to £500,000|
|Loss of rent of temporary costs if your tenant has to move out while insured damage to your property is being repaired||Up to 20% of your buildings sum insured|
|Contents insurance for carpets, curtains and white goods included free of charge with buildings cover||£5,000|
|Employers Liability - protection if an employee claims against you for an injury caused while at work||£10,000,000|
|Unoccupancy cover with no restrictions - for when your property is empty between tenancies||Up to 60 days|
|Malicious damage cover including damage caused deliberately by your tenant||✓|
|Cover for theft, including by your tenant||✓|
|No security requirements on buildings insurance||✓|
|Option for contents cover only, if required||✓|
|Option to add accidental damage cover to buildings and/or contents||✓|
As with any cover, limitations and exclusions apply. For full details and terms and conditions, please see the Policy Booklet and Policy Summary
Get in touch with the Lettings Hub on 020 3961 7774 to find out more information, quoting NDA10 for a 10% discount.