1. Register with Stirling Ackroyd to be the first to see new properties as they come onto the market
When beginning to view properties the first thing you need to do is register with Stirling Ackroyd, this means you can get ahead of the curve and competition by not just relying on property alters from the major property portals.
At Stirling Ackroyd, we take the time to get to know all of our prospective buyers and tenants in order to find you a property that best suits your needs and aspirations. With a branch network that extends across Surrey and into London your new home could already be in our portfolio.
Prospective buyers and tenants registered with us can also expect to receive our monthly price index which gives you the latest property transaction details as well as property price changes bench-marked regionally and nationally.
2. Know your budget to ensure you are only viewing properties you can afford
Before you start looking, it is important to calculate how much you can afford to pay each month.
If you’re looking to buy, this will need to take in to account typical costs of moving, such as estate agency fees, stamp duty, solicitors' fees and removals costs, as well as your available budget for a deposit and include any equity in an existing property.
Our partner mortgages and protection brand, dot financial services can provide an honest appraisal of your finances and the mortgage market, and that their recommendation will be based on an accurate assessment of your personal affordability. They will search from 1000s of mortgages across over 90 lenders to meet your requirements. Understanding your budget will put you in a strong position once you begin viewing properties and negotiating on price.
If you’re looking to let a property, make sure you factor in rent payments, amenities such as water, electricity, phone, gas and internet connection, and council tax. Remember to include money for other essential outgoings such as travel, food and household items. Ensure you put enough aside for any regular activities such as gym membership. Before your tenancy begins, you might need to supply a deposit, which should be no more than five weeks’ rent.
3. Make a list of your non-negotiables to determine what you really need from your new home
Before you begin going on viewings it is important to give some thought to what you really need from your new property. After all, it should suit your lifestyle and be somewhere you’re proud to call home. For instance, think about the number of bedrooms you require or whether you need to bring any pets. You might be looking to work from the property, so high-speed internet connection will be crucial.
After listing your non-negotiables, think about the other factors that will add to your happiness. Would you like some outdoor space? Is it important to have another room as a work space? How much storage do you need? Once you’ve outlined your priorities, you’ll be able to brief our property consultants to help with your search.
4. Choose your new area
Before you start looking for a new home, it’s important to find the right area. Moving to a new house is a big decision, so doing your research upfront could mean many happy years to come living in your new location.
We would suggest considering the following when looking for the next place to live:
Check out our blog for our top ten tips on how to find the best place to live for more information.
5. Begin viewing your shortlisted properties
When you have collated your shortlist of properties, our expert consultants will be happy to take you on viewings. Make sure you view all of the properties you view fit your initial brief.
Going on a viewing is your opportunity to view a property in more detail, try to imagine yourself living in that property and commuting to and from your place or work or education. Ask the important questions such as how close is it to local shops and transport links? We recommend you take some time to also familiarise yourself with the local area too.
Take a list of your non-negotiables and make sure your property expert can clarify anything that isn’t clear. For example, ask to see a copy of the Energy Performance Certificate (EPC) so you can have an idea of the average running costs.
Whether you like a property or not, give your Property Consultant as much feedback as possible to help them understand more about your buying needs and desires.
Having seen your perfect home, be ready to make an offer in the knowledge of what it will cost and how long it may take to complete and don't delay letting your property expert know.
6. Making an offer on your perfect property
When you have found your perfect property be ready to make an offer in order to try and secure it. The offer process differs depending on whether you are looking to buy or rent a property for a more detailed insight into the purchasing and renting process read our guide to buying and guide to renting.
7. Moving into your new home
We hope that you settle in to your new home and enjoy the experience! Should you need any additional help with your property, at Stirling Ackroyd we have a range of dedicated property services including:
If you are looking for a property to buy or to rent, be the first to see our new properties.