Protection Advice - More Information

Stirling Ackroyd - Protection Advice to Suit You

Many of us will know someone who has died or suffered a critical illness, which can have devastating effects on those around them. With our protection advice, we aim to make sure that you are aware of the different types of protection cover available on the market and the most suitable option for you.

Whilst our lives may be going well, none of us know what is around the next corner, but it is at this point that plans should be made, so should something go wrong, you are protected and your finances do not become a problem.

Why use dot financial services?

  • Mortgage Payment Protection – Accident, sickness & unemployment up to 12 months
  • Income Protection – If you are off work for accident or sickness, this will replace part of your income until you return to work
  • Life Insurance – Lump sum to protect different terms of your mortgage
  • Critical Illness Cover – Similar to life assurance
  • Movers Protection – unexpected problems when moving
  • Benefits of putting money in trust to ensure monies go to the correct person when the unforeseen occurs
  • Key events, starting a new job, getting married, having a child
  • For insurance business, we offer products from a choice of insurers, including contents insurance

Your home may be repossessed if you do not keep up repayments on your mortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1.5%, but a typical fee is £499.

Townends (Residential Sales) Limited and Townends (Lettings and Management) Limited are Introducer Appointed Representatives of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, which are authorised and regulated by the Financial Conduct Authority. Introductions are made to dot financial services, which is a trading name of Townends (Financial Services) Limited, which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited. Townends (Financial Services) Limited. Registered Office: Unit 2 Wintersells Rd, Byfleet, Surrey, KT14 7LF Registered in England Number: 03192085

MAB: 9319